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1 Month Car Insurance

Purchasing an insurance policy for 6 months and terminating it after 1 month is not in reality 1 month car insurance. The company will suspect that you did this for cheaper rates and if using this company for your regular insurance, it could raise your rates. Even though the installments on a 6 month policy might be charged on a monthly basis, it is not in reality 1 month car insurance.

This being said, temporary car insurance is a useful tool when coverage year-round for a particular car would be a waste of money at a time when having available cash is important. There are many instances when a 1 month car insurance policy is a good idea. The 1 month car insurance policy usually runs for a time period a bit less than a full month, unless the month is February.

Young drives are high risk drivers as borne out by insurance company statistics. If your child is not at home but away at college it might not be a good idea to have them on your policy when they return home on vacation. Any mishaps goes on your record and affects your rates. A 1 month car insurance policy covering the time they are at home is a far better plan. When they come home get them their own 1 month car insurance policy and be at ease. Letting them drive on your policy without having them listed as drivers is a mistake that will be costlier in the long run. Collecting on a claim under these condition is not a good idea. Get a 1 month car insurance policy and play it safe.

If going away to see relatives and using their car, they too would be clever if they put you on a 1 month car insurance policy or had you purchase one yourself. Otherwise, there is a chance that if a car mishap occurs, these will no longer be people who have a good relationship with you. Arrange a 1 month car insurance policy for the time you will be out of town.

When getting the 1 month insurance policy look for any savings possible. Put in the same information that was entered to save money on the regular insurance policy. The 1 month car insurance entries should have you married, an owner of a home and haven taken a defensive driving course, if this is the case. 

Obtain the 1 month car insurance policy online, and it will save a lot of time. Make sure the company is reputable and highly-rated. An internet check on the 1 month car insurance issuer is easily accomplished online. Some companies are not equipped to pay out claims and this is not an optimum condition on a short term car insurance policy or with any other policy.

If the car is old or your driving record is poor, obtaining a 1 month car insurance policy can be more difficult. An insurance company does not want added risk for a 1 month car insurance policy if they can avoid it. If their statistics, and all insurance companies use statistics, find that their risk is greater on a 1 month car insurance policy issued to you, it might be denied. After all insurance companies are in business to make money. Increasing the risk for the insurance company that is considering issuing a 1 month car insurance policy, could be facts such as the car is quite old and more prone to be involved in a collision. On the other hand an older car does not require a payout for damages as much as a newer car.

1 month car insurance policy should be obtained rather than risking driving without insurance coverage. If caught by authorities or something happens, the aggravation is far worse than paying the small fee for a 1 month car insurance policy. Make certain that ample amounts of property damage and bodily insurance coverage are purchased under the 1 month car insurance policy, which will protect your home in case of a lawsuit.

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