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Alexandria Car Insurance

Alexandria car insurance can not only offer you protection on the roads but also a sense of security and peace of mind regardless of where you are going. If you are looking into Alexandria car insurance, either for the first time or to switch your policy, it pays to shop online and compare car insurance. You could be spending more than 35 percent more than you need to on your coverage simply because you have not shopped around and compared what’s out there.

Alexandria is only 6 miles away from Washington DC which means many of the people living here are making the trek into Washington DC on a regular basis. The road to Washington DC can get congested to say the least and sees its fair share of road accidents. This year, be prepared for the worst by investing in adequate Alexandria car insurance.

VA Driver Regulations

Many Alexandria residents are working professionals in the federal civil service, US military or for one of the many different companies that work for the federal government. The largest companies in Alexandria include the United States Patent and Trademark Office, the United States Department of Defense and the City of Alexandria. However, there are several other smaller companies that also employ a large amount of people including the AMB Industries and United Postal Services. Regardless of where you are working there is a good chance that you need your car to get there and back every day. And thus, you will also need Virginia automobile insurance.

VA internet car insurance rates are well below the national average at around $1300 per year. However, because Alexandria is so close to Washington DC, many residents will pay a much higher premium. Washington DC residents pay, on average, closer to $2200 per year which is one of the highest across the nation[1]. Whatever you are paying, it is a good idea to weigh your options and familiarize yourself with how your vehicle insurance quotes work to get the best discounts out there.

All drivers across the state of Virginia will need to purchase basic Alexandria coverage which is required by law. Virginia has a fairly comprehensive basic coverage policy which includes bodily injury liability of $25,000 per injured person up to $50,000 per accident, property damage protection of $20,000 as well as $25,000 per injured person up to $50,000 per car accident of uninsured motorist bodily injury and $20,000 of uninsured motorist property damage protection. This coverage will pay for the costs to the other driver if you are found at fault as well as the cost to yourself if the other driver is at fault but not adequately insured.

Lowering your Alexandria Vehicle Insurance

There are several ways to lower the amount you pay each year for your Alexandria car insurance. One of the most effective ways to reduce your auto insurance quotes is to drive less. It sounds simple enough right? If you are living in Alexandria and working in Washington DC, consider carpooling to work or taking public transit rather than driving your car every day. You may also invest in a bike to ride to work during those warm months. You will be surprised how much you can stand to save on your Alexandria car insurance by reducing the time spent on the road. Furthermore, you will also be lowering your monthly fuel bill and reducing your carbon footprint.

When you do need to hit the roads, drive as safely as possible to save on your Alexandria auto insurance. While it is not always possible to avoid an accident, there are ways to lower your risk level. When you are on the roads, obey the traffic signs and speed limits. Drive with caution and never drive while tired or after a night at the pub. Try to avoid the roads during rush hour traffic and poor weather conditions when accidents are more common and when you are parking your car during the day or night, always double check that it is locked and in a secure area to avoid the chance of theft or vandalism. These small things can make a big difference when it comes to your car insurance quotes. This is because, the longer you remain claim and car accident free, the better your rates will be.

Best Car Insurance Online

Be sure to compare Alexandria car insurance which is another excellent way to get the best rates and discounts out there. With a five minute search you will have instant access to a number of providers across the state of Virginia so you can find exactly what you need for on and off road protection. And, best of all, you will be able to shave a small fortune off your annual premium simply be clicking, comparing and choosing the right policy for you.

[1] http://www.carinsurance.com/Average-Premiums.aspx 01/17/2011

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