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Bowling Green Car Insurance

Tired of expensive Bowling Green car insurance? You are not alone. The average car insurance premiums for residents across Kentucky are currently at $1,741. This is nearly $200 more than the national average . However, it is also 10 percent lower than the average for 2009. What this means is that if you are still paying 2009 prices for your Bowling Green car insurance, it is time to demand better. Fortunately there are a number of ways to save on your Bowling Green automobile insurance every year regardless of your age, lifestyle or driving history.

Bowling Green Car Insurance Discounts

For Kentucky drivers that are new to the road or for those drivers under the age of 25, you can lower your annual coverage costs immensely by taking a driver's education course. Look for a course that is approved by the State Board of Education or National Safety Council. By proving your competence on the road (and your dedication to being a safe driver) you could save anywhere from five to 15 percent annually.

For Bowling Green residents over the age of 55 or those who are not working anymore, you should be able to qualify for a mature driver's discount, especially if you are not driving every day. A low mileage discount may also apply to you. Be sure to mention this to the Bowling Green agencies when you are making your comparisons.

Families can also find low cost Bowling Green premiums without sacrificing their level of protection. If you have more than one car or are insuring more than one person per vehicle, there are a few ways you can save each year as well. First of all, consider bundling your Bowling Green vehicle insurance for a policy discount. If you are have teenagers in the house that are learning to drive, then include them on your policy now to help them get a discount down the road. The longer they have a car insurance record, the lower their rates will be later. However, to protect your coverage from skyrocketing, make sure they are named as an occasional driver on the least expensive car. Another great tip for family car insurance discounts is to consider taking one of your vehicles off the road. Instead of having both Mom's SUV and Dad's work truck on the road, consider sharing for a couple of months. During the summer months, perhaps Dad could ride his bike or carpool to work. Perhaps Mom could walk with the kids to school instead of driving. Not only will this small tip help reduce your greenhouse gases but you will also save a bundle of fuel and car insurance!

Many people who are looking for cheap online automobile insurance quotes will only purchase the minimum coverage, as required by Kentucky law. This includes a bodily injury liability limit of $25,000 per injured person up to a total of $50,000 per accident, and property damage liability coverage with a minimum limit of $10,000. However, you do not have to sacrifice your level of coverage for a cheap rate. You can still afford to pay for the extras, including personal injury protection and uninsured/underinsured motorist coverage without risking a costly rate. You just need to know where to look.

Low Cost Bowling Green Car Insurance

The best way to save on your Bowling Green auto insurance this year and every year is to always do your homework. Compare different policies and shop around before accepting the first quote offered to you. Many Bowling Green, KY coverage companies will continue to renew your premium year after year without a second thought about discounts that could apply to you. There are enough Kentucky companies out there that you can demand better. Let the stiff competition work in your favor by comparing the various prices, polices and premiums each year.

It is also important to remember that, although it might make sense to stretch the truth on your application to get a better discount, this will end up hurting you in the end. There is no point lying on your application in order to get a better deal. It may seem like no one will notice and you will end up saving a small fortune every year, if you are ever in an accident, your Bowling Green car insurance could be invalid.

Bowling Green Car Insurance Quote

Do not settle for whatever coverage quote your current car coverage agency is offering you. A simple online search of various Bowling Green coverage companies and their current policies will not only save you time but also money on your annual car insurance premium. Why pay too much for the same quality of car insurance? With a simple online comparison of various Bowling Green, KY coverage quotes, you can kiss those high premiums goodbye once and for all.

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