McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Calling Your Insurance Company After Purchasing a Used Car

Purchasing a used car can be a really exciting experience for you. It can be your ticket to freedom and give you the ability to really go where you want to in life. Before you get carried away with the idea of your new purchase, you're going to need to spend some time researching important steps after car purchases and talking things over with your insurance company. They need to be notified when you purchase a new car, and you'll really need to talk about your needs.

In most cases, you can't buy a used car without your insurance company knowing about it. If you buy it from a dealership, then they are going to want to verify your insurance before you can drive it off the lot. If you buy it from a private seller, then your company may not know, but it's a bad idea to keep them in the dark. If you get into an accident and you haven't notified your insurance company of the purchase, then your policy may not cover you at all. You don't want this to happen, so you should always be upfront.

Once you have purchased a used car, you will want to call your insurance provider as soon as possible. Putting it off even for a little bit could end with some pretty disastrous results. If you want to be certain that your vehicle is covered as it should be, then you'll want to make time for this call right away. If you put it off, then the odds are that you will get busy or you will just forget to deal with it. You don't want to have to deal with any of the potential consequences.

Issues to Discuss

One of the things that you need to discus with your insurance provider is what type of coverage is on your policy now. You may be able to find this out before you actually make the call by looking at your policy, but it helps to discuss the different types of coverage with your provider. If you don't understand the coverage that is included on your policy, then you won't be able to decide if it's going to be the right type of coverage for your vehicle. As such, make sure that what you have now is explained to you.

Once you get an idea of what you have, then you can start talking to your insurance agent about whether your needs are being met. You may discover that they policy you already have is going to be perfect for your new used car. However, you may discover that you have coverage you don't really need, or that you have coverage that is inadequate. Your agent will be able to help you to determine what the issue really is and give you some advice on how you should proceed in the future. You could have to make major changes to your car insurance policy.

Consider Your Options

Calling your insurance company after purchasing a used car is the right thing to do, but it may end up leading to you getting another policy. If your provider is not going to offer you some fair rates for your coverage, then you will want to consider going elsewhere to get a good deal on coverage. There are many different providers out there, so you will really have a lot of choice when it comes to which one you want to work with. There are bound to be several that can help meet your budget needs.


FREE Quotes, Multiple Insurers

Zip Code