McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Feel Safe Buying Car Insurance Online

Some consumers don't feel safe buying car insurance online, in spite of the growing popularity of the online auto insurance market and of online purchases in general. There are many among us in the population who feel perfectly safe buying and selling online, but this feeling does not exist with all of us. It's totally understandable to be more than a little hesitant when you are thinking about making an online purchase for the very first time. But time has demonstrated that the online auto insurance market is a safe place to get insured. You can feel safe buying a policy online, on top of all the other advantages inherent in the online segment of the overall market.

Online Car Insurance is Secure

When you comparison shop for auto insurance online, you are connected rather quickly (sometimes instantly) to multiple auto coverage providers vying for your business. By entering a few pieces of information about yourself you can get general quotes and start to come to a few quick conclusions about the price you may end up paying for a policy. One of the great things about shopping online is that you can grab quotes so quickly that it's totally painless to go back and get new ones based on alternative levels and types of coverage. Some drivers are quite naturally apprehensive about sharing information over the computer, however.

But quote gathering can be done without sharing very much personal information. Customers can often get a ballpark quote by just entering their zip code and some general information about themselves. If you are hesitant to share more than that about yourself online, you could simply use an online quote site to get some ballpark numbers, and then make your purchase over the phone by calling an insurance company's customer service department. Even the online only carriers have representatives who can help you if you wish.

But even so, any transaction that takes place on the web is done over a secure server, so the chances of a security breach are microscopic. In fact, your chance of security issues using a credit card to pay for auto insurance online is probably comparable to that of completing the same transaction over the phone. Over the years as technology has improved and experience has made web designers wiser, the security features built in to secure websites have been strengthened. And most credit card companies have policies that say you are not required as a card holder to pay for unauthorized purchases on your card.

Some Customers Prefer Personal Interaction

But even though all of this may be true and most customers are well aware of it, there are still those who prefer personal interaction. There is nothing wrong with that, and in fact there is a lot to be said for the human touch and the value of face to face contact and a friendly handshake. As stated previously, some auto insurance consumers just do not feel safe making purchases of any kind online. For these folks, the online market just isn't for them. Maybe they can use free quote sites just to get an idea of what they might end up having to shell out at policy renewal. But they'll never make a purchase this way.

But for those who simply have never done it before and who just do not know what to expect, this kind of auto insurance shopping experience may be different from what you're used to. Snapping up free quotes left and right, leveraging your ability to shop around at will and get as many quotes as you please, and generally demanding (if in not so many words) that companies give you their best deal is pretty well the norm in this segment of the auto insurance market.

Get Your Best Deal Online

Not only is online auto insurance just as safe as a traditional policy bought the old fashioned way, it can also be cheaper than traditional plans. Providers who operate their auto insurance programs in this manner have fewer administrative expenses. Cost savings abound, all the way down to the ink and paper they save by sending you an electronic proof of insurance for you to print. You can get your best deal online because your auto insurance provider also gets their best deal in this particular format. There's a very logical reason why so many more insurers, even traditional ones, are beginning to offer online policies.

You can feel safe buying car insurance online, because online policies and transactions are secure. If you select a plan administered by a company you know and trust you do not have to worry about that end of things. Feel safe buying car insurance online, and know you're getting a better deal, too.


FREE Quotes, Multiple Insurers

Zip Code