McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Home and Car Insurance

As both home and car insurance costs continue to rise year after year, many people have turned to bundling their policies to maximize their financial savings. Bundling your insurance plans together simply means purchasing multiple plans from the same insurance carrier for the same policy period. Many insurance companies who offer both homeowners and auto insurance coverage also offer some kind of multi-policy discount, usually providing a certain percent savings off the top for customers who get both these policies with the same provider. Bundling your automobile insurance together with your home insurance makes sense for several reasons.

Factors to Consider When Bundling Policies

First of all, there is the obvious cost factor involved in bundling policies. Combining your home and car insurance plans together makes it possible for your insurance company to save you money on both plans. Much of this savings stems from the company simply being able to work more efficiently on its end and saving on its own costs. Your family's information can be kept with a single insurance agent, who will often take care of both your home and vehicle insurance accounts. Your computer records do not have to be recreated or duplicated when you add a second policy, so savings associated with recordkeeping certainly are in play as well.

Second, it makes sense for you to consider bundling multiple policies together because it means that as a result, you will often have just one contact person handling both accounts, so you will have one fewer agent to keep track of as time goes by. You can build a positive working relationship with that agent over time, increasing the likelihood of better service in the event of a claim coming up or some other question regarding your account.

You will also more than likely come to encounter less paperwork to keep track of on your end when you bundle accounts together, particularly when it comes to installment payments. If you do not pay for your policies in full and instead choose to make monthly payments, you could be writing 24 checks a year just to keep up with your home and car insurance plans. Bundling your plans cuts this figure in half, so even if you are on an installment plan, at least you only have to write a single check every month. It makes a lot of sense in terms of efficiency to at least consider this option when it comes time to price out your home and automobile insurance.

Solicit Quotes for Combined Insurance Coverage

Putting these two plans together makes a lot of sense for home and car owners since it often saves money and helps reduce paperwork on both sides of the desk. There are many insurance companies who offer both auto and homeowners coverage, so it is relatively easy to solicit quotes for combined coverage if you are thinking of going this route with your insurance.

Our site can put help get you into touch with some of the top companies offering these multiple coverage options. We have designed our site to be powerful and easy for you to use. By simply typing in your zip code, you can be instantly connected with a listing of our top insurers, companies who do business in your area. Many of them offer both auto and home insurance policies, so you can easily use our system as a starting point to gathering quotes on these policies.

At the top of the page is a box where you type in your zip code. When you do so and click on the "Get Started" button, you will instantly see on your screen a listing of insurance companies local to your area. These listings are interactive, with links to each company. You can click on the links to request a free online quote for your insurance coverage needs. The entire process usually only takes a few minutes to complete; when you click on the link you will be taken to a form you can fill out with your personal information that you can then instantly send to the company to prepare you a quote.

Both home and car insurance coverage can be expensive, and on top of that, maintaining these distinct policies can often involve a lot of paperwork. It is a good idea to look into the possible time and monetary savings you could gain by combining your policies and bundling them together. Just the time and expense of writing and mailing extra checks every month is something to think about, and most bundling plans offer additional savings beyond that as well. With some companies, that savings may be as much as 10 percent or more, a savings which can really add up.

It is wise to consider this option for the monetary savings as well as the convenience, so in the process of doing your research this is an option you should keep in mind. Although many companies do offer insurance coverage for both your home and car, not all of them advertise bundling policies, and not all of them may offer discounts for carrying multiple policies with them. Still, it makes sense to investigate the possibility, because in many cases, there is a financial windfall associated with combining your home and car insurance.

Our site is here to simplify the process of working your way through the seemingly endless array of information and misinformation you can find online when it comes to car insurance. Instead of working on your own with nothing to guide you and let you know what facts you can count on and which ones might be sketchy, you can capitalize on the work we have already done on your behalf, coming up with listings of the best available companies and providing you with the resources needed to get in touch with them in a fast and simple way. By just entering your zip code in the box at the top of this page, you enable our system to narrow down our offerings based on where you live. Just knowing your zip code helps us to do much of the work for you, presenting you with a concise listing from which you can quickly make educated choices about your insurance coverage.

We can save you time by presenting you the information you are really looking for all in one place, saving you the trouble of navigating the Web on your own. We bring the top insurance companies to you, giving you all the tools you need to make decisions as an informed consumer from the comfort of your own home. Using our service can give you the assurance you need to make a confident choice when it comes time to pick your next insurance carrier. Better yet, our service is totally free to you.

We encourage you to take the time to peruse our site and become familiar with the services we offer. Whether you are looking for car insurance alone, or you are thinking about combining your home and car insurance, you can be sure to find great information about many of the top companies around simply by spending a few minutes on our site.



FREE Quotes, Multiple Insurers

Zip Code