McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Kennewick Car Insurance

Kennewick car insurance is extremely important in this busy WA tri-city location. As Kennewick continues to grow, so does the amount of traffic on main roadways and it is important that all drivers not only obtain enough coverage to stay legal, but financially protected in case of a car accident.

Regardless, there are still many Kennewick, Washington residents who drive without Kennewick auto insurance. Many people falsely assume that buying Washinton automobile coverage is beyond their budget and that locating the right protection is both time consuming and labor intensive. In actuality, several Kennewick, WA residents are landing inexpensive coverage fast by simply learning the basics and taking time to compare multiple quotes online.

Driving Uninsured in WA

Uninsured motorists most often cite high insurance costs as the reason they have not obtained coverage, but not having the right insurance can actually cost the average driver a few thousand dollars if they’re in a car accident. While automobile coverage can be quite pricey, it’s still much cheaper than having to pay car repair fees, legal fees, tickets and other fines all at once and there are plenty of options of insurance for low income drivers. We all want to believe we’re the safest drivers on the road and, for some of us, that may be true. However, it’s often other drivers that you need to be concerned with, and it only takes a second for an accident to occur.

If you’re driving without proper coverage, then it’s only a matter of time before you are face the consequences. Washington officers take Kennewick automobile insurance very seriously, and it only takes being pulled over for a minor traffic violation or getting stuck in a road block to get caught. If an officer catches you without car insurance, you will have to pay a fine and show proof of coverage within 30 days. If you still cannot provide proof of insurance after this point, you will be charged additional fees every day until you can provide proof.

Getting pulled over, however, is the least of your worries. Washington operates under the tort system, which means that one person must be found at fault in an accident. If the driver at fault as insurance, that person and their Kennewick vehicle insurance company together will be financially responsible for covering the damages. If a driver is uninsured, they can be sued for damages and things can get pretty ugly. The last thing you want is to have to deal with is the expenses and hassle that accompany a lawsuit. In other words, it’s much easier to simply purchase coverage.

Adding Another Driver

If you’re married, starting a family or anticipating either within the near future, you will eventually have to consider adding another driver on to your Kennewick car insurance plan. Even if you and your partner each have your own coverage, it will get to a point where it is both more economical as well as more convenient to drop down to one Kennewick plan for both drivers. However, there are a few things to keep in mind when you decide to make this change.

Firstly, keep in mind that by taking on another driver, you will also be taking on that driver’s risk. If the other driver has a lot of outstanding speeding tickets, a history of accidents or drives a car that is expensive to insure, it’s going to drive up your rates. Make sure the driver you’re adding has taken every possible opportunity to help lower your Kennewick car insurance rates, such as taking a defensive driving course and installing additional safety features on their car.

If you’re adding your teenager, make sure you’re encouraging and enforcing safe driving both to instill the practice early as well as improve your Kennewick rates. If your teenager is in school and maintains an above average GPA, then this will help to lower your Kennewick car insurance premiums - and this applies to both high school and college students. The longer a driver goes without claims on their Kennewick car insurance, then the lower their rates will become. Also remember that the safer the car, the cheaper it is to insure and thus a brand new sports car probably isn’t the best car for your new driver.

Remember that raising your deductible will lower your Kennewick premiums. However, you should never raise your deductible to higher than you can afford. If you’re adding a driver with their own income, then you can probably afford to raise your deductible. Be sure to ask your insurance company if there are any special savings granted to policyholders to add another driver. If they don’t offer discounts, you may want to consider looking for a cheaper protection through another provider for both you and the additional driver. There is no reason not to be saving as much money as possible with your Kennewick car insurance policy.

partners

FREE Quotes, Multiple Insurers

Zip Code