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Nevada Driving and Traffic Laws

Obeying the traffic laws and rules that govern the interstates and roads of Nevada is required by law. It is also necessary to avoid any needless car collisions, which could result in higher premiums on your Nevada car insurance policies. Traffic laws are in place to protect you and your passengers, just like insurance is. Familiarizing yourself with these laws and practices is advisable in order to prevent you from making a costly mistake. The violation of most traffic laws will only result in a ticket and/or a fine. However, for repeat offenders of these violations or for some of the more serious offenses, you can have your license revoked and potentially face the possibility of jail time. For each infraction, you can have points added to your driver's license. This means that your Nevada car insurance rates will likely increase. Therefore, you must do your utmost to make certain that you adhere to the traffic laws at all times in order to have affordable insurance.

Basic Laws to Help Keep Nevada Car Insurance Rates Low

Obeying the law is crucial to maintain low Nevada vehicle insurance rates. It is illegal for a person to be under the influence of drugs or alcohol and to be in possession of and operating a vehicle. This law applies across all fifty states in the country. If you are pulled over in Nevada and an officer suspects that you are under the influence of drugs or narcotics, he will ask you to step out of your vehicle. You will then be given a breathalyzer test or you will be arrested on suspicion of a DUI and taken to the hospital where a blood test will be administered to you. If you refuse to consent to either test, you will be given an automatic one year suspension of your driver's license. If your blood alcohol content is found to be over .08, you are legally guilty of driving under the influence in the state. Your license will be revoked and your car may be impounded by the city. The same rules apply if you are under the age of twenty one and your blood alcohol content is over .02.

The same rules will also apply if you are found to be under the influence of a controlled substance when driving a car. If you are guilty of either crime, six points will be added to your driver's license. This may not seem like such a big deal in the way of consequences. However, in the state of Nevada, if you receive over ten points on your driver's license, your license will be revoked for one year. You may also be denied for Nevada car insurance in the future.

If you are involved in an accident where the damages are considered to be over $750, you must report the car accident to the nearest emergency responder station. This is required by law. If you are convicted of a hit and run, the penalties will be similar to those of a DUI conviction. They may also lead to high insurance. However, if you are found to be under the influence of alcohol at the time of the accident, the penalties can much more severe. If the police are not called to the scene of the car accident and a police report is not filed, then each party involved in the collision is required to file Form SR-1 with Nevada's Department of Motor Vehicles within ten days of the car accident's date. Information will soon be sent out to the insurance companies.

Nevada state law also requires that every motorist in a car must be wearing a seatbelt. This may not impact insurance, but it does act as another form of protection. Children who weigh less than forty pounds must be restrained in a state approved safety seat. This is to prevent any injury to you or your car passengers in the event that you are in an accident. There's no sense in having Nevada automobile insurance if you are not going to protect yourself while driving as well.

Think about speed as a way to control insurance rates. Even if you are driving in the state and cannot make out what the speed limit is suppose to be for your stretch of roadway, there is a general guideline that you must follow. You must take into account all considerations (i.e. weather conditions, roadway conditions, other motorists, etc.) while you are traveling, even if you are driving within the speed limit. In stormy weather conditions, you are required to keep your headlights on in your car for maximum visibility. Proper driving will always help your Nevada auto insurance rates.

The maximum speed limits around the state of Nevada vary. The speed limit for most interstates is 75 miles per hour. For urban freeways and undivided rural roads, the speed limits are usually 65 miles per hours and 55-70 miles per hours respectively. You must always keep a wary eye out for school zones. The speed limits for these are usually between 15 and 25 miles per hour. If you are caught speeding in a school zone, the ensuing fines and penalties will be considerably more stiffer than if you were speeding on the interstate, for example. Too many infractions will raise your Nevada car insurance premiums. If you are speeding and cause a car accident that result in injury or death to another motorist, you can potentially face a serious amount of jail time. That will cause your Nevada car insurance rates to increase even further.

Nevada Car Insurance Paperwork

There are several pieces of documentation that each motorist must carry with them at all times while they are operating a car. The first of these documents, and most obvious, is your driver's license. If you simply forget your driver's license one day and are pulled over, you will most likely receive a warning or a ticket with a small fine to pay. This ticket may influence your Nevada automobile insurance rates.

The next piece of information that you need to keep with is the registration of your car. This is simply to prove to the officer who has pulled you over that you do have the legal right to be in possession of the car. The third piece of documentation, and arguably the most important, is your proof of Nevada car insurance. Generally, your Nevada auto insurance company will send you a wallet sized insurance card that can be kept in your wallet or the glove box of your car. If you do not have a Nevada car insurance card, a copy of your insurance contract will suffice. It is almost a certainty that another motorist and their Nevada car insurance company will sue you in order to recoup their financial losses if you fail to have proper insurance coverage.

There are many other rules that govern the roadways in Nevada. For example, in this state, it is legal to turn right on a red light after you have managed to come to a complete stop with your car. Another example would be that you must always stop for a school bus when it has stopped and the red lights are flashing. This means that children are getting on and off the bus. If you have any questions about the traffic laws in Nevada, you may want to consider getting a copy of the Nevada Driver's License Manual from the local branch of your DMV. This will help save on Nevada vehicle insurance along the way.

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