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Protecting Your Car During a Storm

Every year thousands of motorists have to spend money on new or used car parts for repairing their vehicles after storm damage. Vehicles that are not protected during a violent storm are often damaged from fallen tree branches, hail, and flooding. Keeping your vehicle under cover during a storm is the best way to provide protection for it, but this isn’t always a possibility. There are a lot of different measures you can take to protect your vehicle from storm-related damage.

Tips for Staying Safe

One of the best things you can do to protect your car during a storm is to plan ahead. If you’ve seen the forecast and know that a storm is coming, make sure that you can store your vehicle somewhere that it won’t be harmed. If you can, you might want to delay your trip a bit so that your vehicle is not exposed or you may want to make arrangement to take an alternate form of transportation. If you have some advanced warning, then there’s a good chance that you will be able to protect your vehicle from damage.

If you happen to get caught in a storm, then the best thing you can do is seek shelter for your car. You may want to park your vehicle in a parking garage, under an awning at a service station, or under a bridge on the highway. Whatever you do, do not place your vehicle at risk when choosing a spot for shelter. For example, don’t park your vehicle underneath a tree because that may increase the risk of damage from fallen tree branches. Always make sure that the place you are storing your vehicle is safe and that no harm will come to you or it. Whatever you do, don’t try to speed up in order to outrun the storm. Instead, pull over and find a safe place.

If you are caught in a violent storm where your visibility is significantly reduced, then you’ll need to make sure that you turn on your hazard lights and then pull over as far off of the road as you can. If you don’t turn on your lights, or you pull off too close to the side of the road, then it’s possible that another vehicle will not see you and strike your vehicle. In addition, you should make sure that you avoid driving through flood waters. Even if you think that the water is shallow, it may actually be enough to sweep your vehicle away.

Get Comprehensive Coverage

Another way to make sure that your car is protected during a storm is to get proper insurance coverage. The repair bills associated with storm damage can be quite costly, and paying for them out of your pocket could put a strain on you. As such, it’s important for drivers who are at risk for storm damage to get coverage for these incidents. Having good coverage could actually save you thousands of dollars if your vehicle is damaged in a storm.

Comprehensive coverage is the type of insurance coverage you need to make sure that your vehicle is protected from storm-related damage. This type of coverage will compensate you for damage that occurs to your vehicle as a result of something other than an accident. Covered incidents include damage from: storms and other natural disasters, theft, vandalism, and animal attacks. When you are considering this kind of coverage to protect your car during storms, keep in mind that you should only purchase enough coverage to cover the worth of our vehicle. This is all your insurance company will ever pay out, so there’s no need to get more coverage.

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