McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Protecting Kids in Accidents

Being involved in a car accident can be a traumatic experience, and it’s even more traumatic when your children are involved. Parents need to do everything that they can to ensure that children are alright after an accident occurs and work hard to provide their kids with the proper protection. Follow these tips before and after the accident, and you can help to ensure the safety of your children.

Protect Children from the Start

You can make sure that your children are protected during an accident in the same way that you can protect your car during storms - by taking the proper safety precautions. That means that you need to make sure that your children are buckled up at all times and that their seatbelts are fastened properly and are comfortable. If your children are uncomfortable, then they are more likely to fidget with their seatbelts and unbuckle them. If your child is young and needs a car seat, then you need to make sure that you have the right size seat for your child’s age and that you buckle him or her into it properly. Not securing your child in his or her car seat properly can endanger him or her. Take the time to check that your children are securing fastened and ready to go before you start your travels.

The safest place your children can be is in the back seat of your vehicle. You should avoid letting your older children ride in the front seat of the vehicle because of the damage that can be caused by passenger-side airbags. Once you do put your children in the backseat for travel, you should make sure that you do not put large or heavy objects in the back with them. During an accident, all of the contents of your car could shift. Large, heavy objects could actually hurt your children severely. Make sure you put these items securely in the trunk.

Another way to make sure that your kids are protected during an accident is to have the proper insurance coverage. If you want to guarantee that your child’s medical bills will be taken care of during an accident, then consider adding additional coverage. If you are not at fault, your child’s injuries will most likely be covered by the other driver’s liability coverage. However, if you are at fault for the accident, then you will have to pay for these expenses on your own. Consider getting personal injury protection coverage that will ensure your child receives the medical attention he or she needs after an accident, no matter who is to blame.

After the Accident

If you’re involved in an wreck, you need to take steps afterwards to protect your children in accidents and make sure that any injuries they have are treated immediately. Immediately after the accident, you should check to see if your children have any injuries. Even if your children appear to be fine, it’s a good idea to call an ambulance or take them to the hospital to get checked out by a doctor. Only a doctor or other medical professional will be able to clear your children. Even if your children don’t want to be seen by someone, it’s your duty as a parent to make sure they have a clean bill of health after an accident. If your child did suffer injuries in a car accident, you need to do your best to make sure that he or she continues with follow-up treatment. If the doctor recommends that your child be seen again in a few weeks, then make sure to bring them to the appointment. It’s the best way to ensure your child heals properly.


FREE Quotes, Multiple Insurers

Zip Code