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Redmond Car Insurance

Redmond car insurance companies can be your best friend when purchasing a car insurance policy to keep you and your family safe on the roads in Redmond, WA. Located just 16 miles east of Seattle, WA, Redmond is bursting with employees of such big businesses as Microsoft and Nintendo of America as well as visitors from Seattle. So many of the 54,000 plus people living in Redmond ride bicycles that the city is known as the bicycle capital of the Northwest. Still, the primary mode of transportation that locals and visitors alike rely on is that of vehicles.

What Redmond Car Insurance Does For You

Having a Redmond vehicle insurance plan is the ideal way to both meet Washington insurance requirements for car coverage, and make sure that your own needs to feel safe on the road are met. With a high quality plan from a reliable company, no matter what happens on the road, you may feel certain that you will be taken care of. Redmond car insurance plans are available that are able to be customized to your specific needs.

You may choose to go with minimum coverage requirements, or you can choose to have full coverage. The decision to have full coverage may be made for you by the bank if your car was purchased by means of a loan or a temporary lease. You may be eligible for discounts depending on what your driving record is and which company you choose to purchase your plan through. Ultimately, whichever Redmond auto insurance plan you choose will allow you to feel safe from the legal repercussions of not having the right coverage and from other drivers.

What Washington Requires

The state of Washington has what is known as a 25/50/10 minimum requirement for car insurance coverage. What those numbers mean is that each plan in Redmond, WA and throughout the state is required to have at least $25,000 Bodily Injury Liability coverage per person per accident up to $50,000 total per accident, and $10,000 Property Damage Liability coverage. The state has these limits as their requirements because records have shown those are the average amounts that are required to cover the cost of repairs caused by an accident.

When a person does not have car insurance, or does not have a plan that has the minimum coverage limits that are required, should that person get in to an accident for which they are at fault, they will be held liable for the remaining cost of repairs. The cost of repairs can be astronomical, typically not being something that the average person can afford to cover as an out of pocket expense. Should that person's car insurance not be sufficient to cover the costs, the driver not at fault may take the at fault driver to court and sue them over the remaining costs. To avoid situations like this, every state requires that all drivers on the road be able to submit proof of having coverage. When you choose your Redmond car insurance plan, you will ensure that you will be able to do so.

What You Can Also Have

Although states have done their best to discourage drivers from being on the road without the proper amount of car insurance, there are still those who choose to do so.  Some drivers decide that they simply cannot or will not, afford the monthly cost of car insurance. When another driver makes this choice, they are posing a significant risk to you and every other driver on Redmond roads. It is not difficult to imagine that a person who does not feel they can afford monthly auto coverage probably does not have the funds laying around to cover the cost of repairs to your vehicle or your person should they get in to an accident with you.

An option that is available with most every Redmond car insurance company is what is called Uninsured Motorist Coverage. This type of coverage affords you a certain level of protection, depending on the amount of coverage you wish to have, to cover the costs of repairing your vehicle immediately right in Redmond if you have a run in with an uninsured driver. Adding Uninsured Motorist Coverage to your Redmond automobile insurance plan is a sure way to know that no matter who runs in to you, you will be able to get your car fixed and get yourself back on the road.

Redmond car insurance companies are waiting for you to put in your information. Once you do, multiple companies will respond with quotes for you to go over at your leisure, compare and contrast what each company has to offer, and decide what plan works best for you.

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