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Road Side Assistance 

Road side assistance has been available to motorists since about 1925. Originally, road side assistance was touted as a feature for members who joined motor clubs. However, as time has progressed, the initial offering of road side assistance has diversified itself into a beneficial service for a wide customer base. Besides being utilized by individuals, currently small businesses, automobile insurance companies, rental agencies, and corporate entities have all enjoyed the benefits of this unique service in the automobile industry.

The offerings of road side assistance (according to the terms and conditions of your policy) include towing, tire changes, jump starts, fuel delivery, and key lockout services. These can all be highly beneficial in times where a care will not start or cannot move very far. It is an excellent form of emergency assistance when you may need it most. Those who employ road side assistance can also occasionally enjoy discounted rates on hotel accommodations and tourist attractions. Often companies will run specials that include this service in their policies for free as a way to entice new purchasers. By taking advantage of this opportunity, you are gaining an immeasurable service that can be a perfect aid for you. The further benefits of this service include: 

  • Saving money - If you should add roadside assistance to your insurance policy, your insurance provider may offer you a lower rate on your premium. If there should be a need for you to tow your car, it will not cost you any expense out of pocket. With the cost of towing a car averaging around $75.00 per incident, this feature can pay for the coverage price itself.
  • Quick service - If you should happen to have a flat tire or if your car should break down on a busy road or highway, all that you must do is call a customer service representative. The representative will send a technician to your aid in a timely manner.
  • Medical assistance - If you are seriously injured in a car accident, roadside assistance can assist you while you are being treated on the scene or taken to a hospital. This can include towing your vehicle, caring for children, and contacting your spouse or emergency contact to notify them of the situation.

The situations that are covered by roadside assistance vary by insurance provider. If you decide that you would like to add this feature to your policy, you should educate yourself about the particulars of your coverage. This includes information about the maximum financial benefits you can receive in a policy period, what is not covered in your policy, and the amount of times you can request assistance each policy period. If road side assistance is not allotted for in your policy provisions, you may want to request the feature from the insurance company. Most carriers that you work with will have some options available to you. They may just cost a little extra to add. Go online to compare policies and you should be able to find one that suits your finances and personal needs quite nicely.

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